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SCB Product Intervention: Platform & Trading Condition Changes

SCB’s new product intervention measures restrict retail leverage, increase the minimum stop out level to 50% and offer Negative Balance Protections to retail traders.

How will this affect my trading? 

As a result of the SCB changes, the following products will have their leverage changed from current available levels and be capped at a maximum of 200:1:

  • FX products
  • Commodity products

MT4/5

Leverage Changes
When the changes are implemented on 25 July 2021, clients of our SCB licensed entity will only be able to trade with up to 200:1 leverage in FX and commodity products as a retail trader. Leverage on existing positions as at 25 July 2021 will change when these new rules are implemented. Elective Professional clients (‘Pepperstone Pro’) can continue to maintain the same leverage as before.

If you’re using more than 200:1 leverage, your margin level on 25 July 2021 will be reduced to 200:1, and may reach a margin call.This means that you may need to deposit more funds into your account to cover the additional margin required and avoid your positions being closed-out. To calculate the new margin requirements on your existing positions, please visit our margin calculator on the Secure Client Area.
Margin Close-Out

Margin stop outs will occur at 50% margin level, instead of 20%. This means that you'll need to adequately fund your account and ensure that you have enough margin to support the new stop out level.

It’s important to note that trades will be automatically closed out where you have insufficient funds to support the new stop out requirements.

Examples of Changes

EURUSD

You’re currently trading 1 lot of EURUSD at 500:1 leverage. The margin requirement for this trade is 200 EUR (100,000 / 500 = 200). Prior to the new SCB rules, you’re required to maintain at least 20% of the margin requirements in equity, or 40 EUR (200 * 0.2 = 40). On 25 July, when the new rules are implemented, leverage for EURUSD will be reduced to 200:1, and your margin stop out will change to 50%. The initial margin requirements for any open or new position will be recalculated as per the new 200:1 rate. Therefore, your 1 lot EURUSD margin requirements are now equal to 500 EUR (100,000 / 200 = 500), and a margin stop out will occur if your equity falls below 250 EUR (500 * 0.5 = 250).

    Currently, prior to the new SCB rules, you’re required to have 40 EUR equity in your account. From 25 July you will require 250 EUR. You may need to deposit more funds to avoid your trades being closed out.

    GOLD

    You’re currently trading 1 lot of XAUUSD at 500:1 leverage, and the current price is 1800. The initial margin requirement for this trade is 360 USD (180,000 / 500 = 360). Prior to the new SCB rules, you’re required to maintain at least 20% of the margin requirements in equity, or 72 USD (360 * 0.2 = 72). On 25 July, the leverage component for XAUUSD will be reduced to 200:1, and your margin stop out will also change to 50%. The initial margin requirements for any open or new position will be recalculated as per the new 200:1 rate. Therefore the margin requirements for your 1 lot of XAUUSD will increase to 900 USD (180,000 / 200 = 900), and a margin stop out will occur if your equity falls below 450 USD (900 * 0.5 = 450).

      Currently, prior to the new SCB rules, you’re required to have 72 USD equity in your account. From 25 July you will require 450 USD. You may need to deposit more funds to avoid your trades being closed out. 

      US30

      You’re currently trading 1 lot of US30 at 200:1 leverage, and the current market price is 34,000. The margin requirement for this trade is 170 USD (34,000 / 200 = 170). Prior to the new SCB rules, you’re required to maintain at least 20% of the margin requirements in equity, or 34 USD (170 * 0.2 = 34). On 25 July, the margin requirements for US30 will not change as the leverage remains at 200:1, but your margin stop out will change to 50%. Therefore, your 1 lot US30 margin requirements remain at 170 USD (34,000 / 200 = 170), but a margin stop out will occur if your equity falls below 85 USD (170 * 0.5 = 85).

      Currently, prior to the new SCB rules, you’re required to have 34 USD equity in your account. From 25 July you will require 85 USD. You may need to deposit more funds to avoid your trades being closed out.

      cTrader

      Existing and new positions
      • Margins on existing positions will be recalculated.
      • New market orders opened from 25 July onwards will be subject to the new retail margin levels.
      • Pending orders created prior to the 25 July will be opened at the new margin rates outlined above.
      Margin Close-Outs
      • Margin stop out level remains at 50%.
      • The cTrader Smart Stop Out system is still in use.
      Example of Changes

      EURUSD

      You’re currently trading 1 lot of EURUSD at 500:1 leverage. The margin requirement for this trade is 200 EUR (100,000 / 500 = 200). Prior to the new SCB rules you’re required to maintain at least 50% of the margin requirements in equity, or 100 EUR (200 * 0.5 = 100). On 25 July, leverage for EURUSD will change to 200:1, but your margin stop out remains the same at 50%. The initial margin requirements for new and open positions will be calculated as per the new 200:1 rate. Therefore, your 1 lot EURUSD margin requirements are now equal to 500 EUR (100,000 / 200 = 500), and a margin stop out will occur if your equity falls below 250 EUR (500 * 0.5 = 250).

        Currently, prior to the new SCB rules, you’re required to have 100 EUR equity in your account. From 25 July you will require 250 EUR. You may need to deposit more funds to avoid your trades being closed out. 

        GOLD 

        You’re currently trading 1 lot of XAUUSD at 500:1 leverage, and the current price is 1800. The margin requirement for this trade is 360 USD (180,000 / 500 = 360). Prior to the new SCB rules, you’re required to maintain at least 50% of the margin requirements in equity, or 180 USD (360 * 0.5 = 180). On 25 July, leverage for XAUUSD will change to 200:1, but your margin stop out level remains at 50%. The initial margin requirements for new and open positions will be calculated as per the new 200:1 rate. Therefore, your 1 lot XAUUSD margin requirements are now equal to 900 USD (180,000 / 200 = 900), and a margin stop out will occur if your equity falls below 450 USD (900 * 0.5 = 450).

          Currently, prior to the new SCB rules, you’re required to have 180 USD equity in your account. From 25 July you will require 450 USD. You may need to deposit more funds to avoid your trades being closed out. 

          US30

          You’re currently trading 1 lot of US30 at 200:1 leverage, and the current market price is 34,000. The margin requirement for this trade is 170 USD (34,000 / 200 = 170). Prior to the new SCB rules, you’re required to maintain at least 50% of the margin requirements in equity, or 85 USD (170 * 0.5 = 85). On 25 July, the margin requirements for US30 will not change as the leverage remains at 200:1, and your margin stop out level remains the same at 50%.

          On this trade, there will be no change to your margin requirements.

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          Risk Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.

          81.1% of retail investor accounts lose money when trading CFDs with this provider.

          You should consider whether you understand how CFDs work, and whether you can afford to take the high risk of losing your money.

          You don't own or have rights in the underlying assets. Past performance is no indication of future performance and tax laws are subject to change. The information on this website is general in nature and doesn't take into account your or your client's personal objectives, financial circumstances, or needs. Please read our RDN and other legal documents and ensure you fully understand the risks before you make any trading decisions. We encourage you to seek independent advice.

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